Direct Primary Care
Direct Primary Care (DPC) is a health care model that restores the personal relationship with your physician.
The goals are to:
- Simplify the finances to make quality healthcare affordable
- Provide more time with your provider and offer more personal care
- To place the incentive on keeping you healthy rather than on paperwork or getting paid.
This is accomplished by removing insurance companies from the relationship between the patient and primary care physician.
The idea is to use health insurance only for unexpected and expensive problems. This is similar to how people commonly use home or car insurance. Though you would not use home insurance for a leak under your sink, you would if a tree fell on your home unexpectedly. A DPC practice can take care of 80-90% of your health care needs for a fraction of the cost that an insurance based medical practice could. Insurance is then available for the unexpected catastrophic events.
The Direct Primary Care model is spreading across the U.S. and has been endorsed by the American Academy of Family Practice as effective model for primary care. As the movement has grown, practices have been able to collect significant data showing:
- Patient health care savings
- Employer health care savings
- Fewer hospital admissions
- Fewer unnecessary procedures
- And most importantly, better health outcomes
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We continue to find new applications for the direct primary care model. Direct Primary Care has been a cost-effective way for employers to provide comprehensive care for their employees when paired with a high deductible plan. Some states are experimenting with the model as a way to provide coverage for the Medicaid population. There has even been discussion of using the model for primary care in Medicare.
In short, Direct Primary Care removes the insurance company from the middle of the relationship between you and your doctor. With your doctor focusing on you, you get better care. Patients utilizing a Direct Primary Care practice in combination with a high deductible insurance plan stand to get higher quality personalized health care while saving money.